Do you know how much stuff you have in your home?
Would you remember every item you currently own after a major loss?
What about the value of each of those items?
These are some pretty tricky questions, which are even tougher to answer after you experience a home fire or other catastrophe.
In an effort to help you recover after a loss you should have a home inventory or listing of all of your personal property in your home. So when a loss does happen you can relieve some of your stress and get back to normal quicker.
Insurance Information Institute (III) has come up with software that can be used via your iPhone or Android to document your personal property, and it’s free!
This software should even be used by individuals that own a condo or rent. The value of your personal property is the driving force of policy premium. Having an idea how much stuff you have will help narrow down a premium faster.
Information on conducting a home inventory, and instructions on getting the software can be found by visiting, http://www.knowyourstuff.org/iii/login.html.
Check it out today!
It’s official… I have my first Coach purse! It looks so pretty and it has that new smell. Its so sleek and stylish. Eeeek! See for your self.
Are you jealous? I would be if I were you and didn’t have a Coach purse. Lol!
Truth be told and I am a fashion nut. I subscribe to like 5 fashion magazines. And when I receive them I go through them religiously. My husband always teases me about my expensive taste, which means I have to remind him of his expensive taste. He did pick me, right? And you can’t forget his collection of fishing rods, reels, and the several tackle boxes full of fishing gear. (Baby, see I’m learning the lingo…)
So now I have another purse but not any purse… A Coach! She will go right next to my Guess and Jessica Simpson purses.
Now here is the lesson….
This precious purse is an investment, despite the fact that I got it 80% off. I would like to protect my investment. I know a major way do to so… homeowners insurance. Your homeowners insurance policy should have replacement cost coverage for contents, so that when my precious Coach bag is lost or damaged my homeowners policy will pay the full price to replace it.
Time to go show off my new stylish, Coach purse.